Spending Money gets you free stuff - Starwood Amex

Product Name: Starwood American Express card

Why it's great: My husband and I are obsessed with rewards credit cards. We're always on the hunt for the best one. We've settles on the Starwood Amex. Using it has gotten us free vacations for three years now. I get a free hotel night every couple of months, since we charge everything on this card. And on top of that, we love Starwood hotels. Bonus.

How it makes you more efficient:
1) It's faster to pay with a card. Pretty much always.
2) I don't have to search multiple hotel chains when planning a trip, since I know we're staying at a Starwood.
3) More frequent vacations make you more productive in your every day life.